It's easier for property managers to say yes to these renters when they have a co-signer. New landlords and their respective buildings are being added on an ongoing basis. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? What is the Insurent Lease Guaranty Program? 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. How long does it take to process the application for the Insurent Lease Guaranty? If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. Once approved for an apartment, most apartments will require a signed lease. | DCMA | Work more efficiently with pre-approved renters. Get credit for your on-time rent payments! We offer a free pre-screening application And Same-Day Approvals. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. I got a lease guarantor for my apartment here in brooklyn. Renting With Evictions | 2ndchanceapartment.com Very fast they got me my desired apartment. Are you liquid for the lease but have no income? You also have the option to opt-out of these cookies. If your ready to find your new home let us help. When they say 100% Guranteed they mean it. It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. Situated at adjacent to Imperial Highway, near State Route 57. If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. Click Here to fill out an Online Pre-Qualification form. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Luxury Apartment Approval Tips| What They Won'T Tell You| Guaranteed They didnt charge any fees to review my application. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. How much is the Guaranty fee under the Insurent Lease Guaranty Program? Ready to rent a new Home. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. Apartments that Accept Evictions | Guaranteed Apartment Approval Payment must be made by cashier's check or bank check or money order. Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. This cookie is set by GDPR Cookie Consent plugin. That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. Luxury No Credit Check Apt Approval and Lease Guarantor. This building is located in Brea in Orange County zip code 92821. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? There is no such thing as guaranteed loan approval. Contact. I thank God that He led me to this company and that they were willing to work with me when I needed them. Close deals quickly with no need for cosigners. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. I didnt think this was really possible. Welcome to Acacia Terrace Apartment-Homes in Brea! THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! Thank you thank you God Bless you. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? Our Home Approval Program makes it easy. But even that may not be enough. thanks again!! The online ad was detailed and packed with gorgeous photos. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. At that point I wasted 4 months and $1400. Companies can ask for reviews via automatic invitations. good luck finding another cosigner/guarantor - note: we never changed you a penny. We are the #1 Apartment Approval Company in the nation. for ways to Increase their Employee Overall Job Satisfaction. 10.000 Families we helped IN 2018 What else to say? Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. I cant thank them enough for helping to bridge the gap. Total income including guaranteed bonuses are included in annual income. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Cash is also acceptable. Free Application And Same-Day Approvals. The staff was very friendly, and worked with me to secure a lease. Great experience. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. If she had wired any cash, it would have been gone without a trace. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. Get in into the PERFECT school district i have been wanting for SOOO long! I use them on all leases when an applicant is borderline and I may be on the fence about them. thanks for all your help to secure a new apartment. Bums!!! i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. Please look at these as proof. Apartment hunting can feel like a virtual minefield of scams. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! When is the Insurent Lease Guaranty issued to the Landlord? After filling my BK13, these were the only people willing to work with me. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Guaranteed Approval : r/ApartmentHacks This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. They applied one time and were approved instantly for a lease. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. Can I use the Insurent Lease Guaranty for any apartment? Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. | Terms of Use Yes. No matter your credit scores, we can help. Couldn't believe it when I got approved. Guranteed Apartment Approvals, Houston, Texas. We have seen every scenario and were here to help. We will let you know upfront if we have a solution for you. Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. Learn more about Birdeye. I had called a couple of other companies before them that did the same type of service and never even received a response from them. They have ONE number that always goes to voicemail, but they always text. Hey thanks for the kind words! Always insist on seeing the property in person before proceeding with any additional apartment renting steps. Who is the Insurer of the Insurent Lease Guaranty Program? The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. Visit Business Insider's homepage for more stories. Every building and landlord will have a slightly . Transunion & Equifax will reflect your solid payment history. We have seen every scenario and we're here to help. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Can I still qualify for an Insurent Lease Guaranty? What happens if I have a co-tenant or roommate? Call Now lets get you into your new Home. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. There is no application fee. That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Verification can help ensure real people write reviews about real companies. CPN Approval Guarantee - Apartment Approvals Today Apply at a participating property. ". I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. We declined the appointment. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. shouldnt prevent you from living in a House or Apartment you love. We'll be your co-signer. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. I would recommend this company. | Consumer Protection Notice Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. Guaranteed Apartment Approval - Same Day Approval Apartments Near Me Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. Visnova is wonderful. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. Need No Credit Check Apartments or Lease Guarantor? Guaranteed Apartment Approval cares about your needs. A roommate who is not a signatory does not need to submit an application to Insurent. Cookie Settings Accept All Lets go from 500 to a 700+ credit score. No. Credit Scores don't matter. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. It goes against our guidelines to offer incentives for reviews. Your rent is guaranteed. In addition, the card reports to all three credit bureaus. Ways2Rent provides free second chance rental consultation. (*this data captured by a data analytics tool) Yes. After I did my application they worked with me to look for a place I liked. In the Real Estate Rental Agency category. Reach out anytime. Unfortunately not. Just because someone shouts anything doesn't make it true. I've had no problems or issues the entire time I used their services. They also almost always communicated through email and text message. Non-U.S. persons qualify for an Insurent Lease Guaranty. No negative impact to your tax status. Call today. These cookies track visitors across websites and collect information to provide customized ads. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? And got treated with such disrespect. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Birchwood Village Apartment Homes. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). How can I benefit from the Insurent Lease Guaranty program? Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. Our Program has a 100% success rate for approvals. Insist on seeing the property in person. Follow the rules--basically be a good tenant--and things will work out well for you with this company. 2014 SINCE We help people get their new homes since 2014 non-stop. However, you may visit "Cookie Settings" to provide a controlled consent. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Apartment Lease Guarantors And Bad Credit Specialists. YOUR APPROVAL IS 100% GUARANTEED. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! We are not one of those companies. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Can I qualify for the Insurent Lease Guaranty? A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. I'm in the process of using their service now. Information is copyrighted and school data provided by GreatSchools.org. Just trying to see if it allows me to post a reply.hmm.. Here's what you can do. Yes. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. 4: MOVE IN If you don't meet the income or background requirements, don't expect a call. I Terms of Service They did not get approved. Self employed renters are almost one-third of our business. For Luxury Homes, Condos and Townhomes, All Apartments. And that wasn't even the worst possible outcome. The property may require other fees and deposits. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. This is clearly stated on our website along with "regardless if you write a negative review" we will not be strong armed into helping you when we cannot. shouldn't prevent you from living in a House or Apartment you love. 9 Online Loans With Same-Day Approval (2023) - BadCredit.org All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! I asked david and he said their a situation. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. If you've experienced. However, what you can expect is an honest response from us, as always. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. "But apartment hunters can see this as well.". They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. At the most this process should take 3days. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. In the event that you fall into that category, please email us at, Yes. Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. He didnt do a **** tthing! We also use third-party cookies that help us analyze and understand how you use this website. We also ensure all reviews are published without moderation. Applications with co-tenants must be completed by all renters for the application to be processed. This website uses cookies to improve your experience while you navigate through the website. Need No Credit Check Apartments or Lease Guarantor? We can Help! The property may require other fees and deposits. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. View the Tenant Participation Agreement. The real question is: why not? Landlords are guaranteed their rent in full each month. Can never thank this service enough for helping me and my family seriously. Be careful with these gauranteed apartment approval companies. The approval However, you may visit "Cookie Settings" to provide a controlled consent. Update: our application is not on our website. We remove the risk of rent loss from the equation. Contact us to find out more and don't forget to ask about our fast-tracked program. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. The 5 star review is beyond fake. We are not a "pay to play" service. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. Joule La Floresta. This cookie is set by GDPR Cookie Consent plugin. Hold up your end of the deal and so will they. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. YES, i was approved! GET ACCEPTED No Credit Check Loans With Guaranteed Approvals | Direct Lender Loans Our Program has a 100% success rate for approvals. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. I will be applying with my roommate(s) for the Insurent Guaranty. Also, my credit has gone up about 65 points since I signed my lease. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. We'll process and complete a credit application with your chosen management company. The cookie is used to store the user consent for the cookies in the category "Performance". ONE!!! Apartment CoSigner Guarantor | True No Credit Check Luxury Renting is Here It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. Award winning company since 2018. I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. "These charges could deplete your entire security deposit. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. The Guaranty fee is paid in full prior to the execution of the apartment lease. I did everything right and still was not able to secure an apartment through them. Case in point: Scammers might hand you keys that don't even work. We also help with building credit with our step by step process. It does not store any personal data. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. By clicking Accept All, you consent to the use of ALL the cookies. Analytical cookies are used to understand how visitors interact with the website. Can the Insurent Program help me if I have no U.S. based credit history? They only get the information they need to approve your rental. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. I will refer anyone that needs your help! Found this company online on Google and decided to fill in the online application form. They have a option to call corporate but that option leads you to a non working line. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. We are specialists in helping renters with damaged credit qualify for apartment leases. I was able to choose my own rental property while this company credit qualified on my behalf. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. Business Profile for Guaranteed Apartment Approval - Better Business Bureau to help you find the perfect apartment or home for your family! Opt-In Form- Get Free Email Updates! The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. Where Renters Are Approved And Landlords Never Lose. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. What is the duration of the Insurent Lease Guaranty? See Fewer. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. View the Financial Guide to Renting Get more reviews from your customers with Birdeye. This cookie is set by GDPR Cookie Consent plugin. process was a breeze and it helped us begin our new life together! The Green Dot primor card is unique among bad credit secured credit cards. Will the prospective bonus be included in the consideration of my application by Insurent? The cookie is used to store the user consent for the cookies in the category "Analytics". Just stay clear. I'm really hoping to at least speak to someone. Our approvals are income-driven. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. could finally move out of my parents house with my daughter! I am a college or professional school graduate with a job acceptance letter. Guranteed Apartment Approvals | Houston TX Avoid wiring money to complete the transaction and likewise, avoid paying in cash. Thank you Alanda and Robert you truly are Angels Im Disguise. amanda was so helpful and easy to work with! I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. I had great experience with them and they are a highly reliable company that can get you qualifications. This profile is powered by Birdeye. You received a message we cannot assist. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. 1: APPLY Apply at a participating property. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to 198 likes. We can make it work. We'll contact your three apartments or single family rental choices listed on your Application for approval.
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